Allgemeines » that many of the lenders expressing concern

Every year literally hundreds of new weight loss products hit the marketplace. Some are centered in great science while others appear to be marketing gimmicks whose only purpose is to offer hope.

Abgone is a product that targets the very vast "belly fat" marketplace. It was developed based on the recent findings from such prestigious universities as Yale John Smoltz Womens Jersey , UCLA and others which say that abdominal fat is decidedly different from fat in other areas of the body. Achieving muscular definition in the abdominal area is really a big challenge as it is a body part that is particularly prone to storing fat.

This premise certainly attracts a very large audience as many are very frustrated by the troubles they experience with abdominal fat. Ultimately, abgone claims that users will finish using the supplement with coveted six-pack abs. The product claims to specifically reduce the amount of cortisol in the body, which is believed to directly affect fat-retention in the stomach area.

AbGones primary active ingredients are: Phosphatidylserine Tom Glavine Jersey , which lowers Cortisol levels (high Cortisol levels have been linked to increasing abdominal obesity and stress); CLA (conjugated linoleic acid oil) which promotes fat burning in the abdominal area and inhibits fat storage; and Dandelion Root & Leaf powder which reduces water weight.

The product also contains Vitamin C, Zinc, and Chromium. Additional ingredients include: Soybean Oil Phil Niekro Jersey , Titanium Dioxide, Beeswax, Purified Water Orlando Cepeda Jersey , KOSHER Galatin, Glycerin, FD&C Red #40 Deion Sanders Jersey , FD&C Blue #1, and FD&C Blue # 6.

AbGone aims to strip the fat from the abdomen by reducing the build up of both fat and water in that area. It contains no active appetite suppressants or stimulants, thus it is a product for people who have achieved their target weight but want to create more ab muscle definition.

To our knowledge no pill has ever been formulated that can specifically target a fat area such as the stomach David Justice Jersey , thighs, hips or waist. Like may other little known weight loss supplements, the manufacturers appear to recognize the power of positioning their product in a crowded marketplace in spite that it cannot live up to its outlandish claims.
For this reason we have a great deal of skepticism regarding this product and question its safety and its overall effectiveness. This would certainly help dieters to better discern if this product is safe or if it will work.

Positives
Contains no caffeine
Contains CLA
Targets a common but challenging problem area
Website gives useful tips for tightening the abs
Sends copies of research findings about the product ingredients on request

Negatives
Has received negative feedback from many customers some of whom have posted their comments on consumer blogs and forums.
Targets only one specific area of the body
No testimonials posted on website
No free trial sample offer
Must be taken with meals and 10-12 ounces of water as CLA can cause nausea
Reasonable price for a one-month supply ($29) Chipper Jones Jersey , but offers minimal savings ($2-3) for multiple bottle orders

Final Thoughts
Abgone as a product is designed to support healthy abdominal fat loss. It claims to do this by minimizing cortisol levels that have been linked to abdominal fat and can cause fat gain.

Another criticism of this product is that the amount of each of the products ingredients is not divulged, as it is stated by biotech research to be a "proprietary blend."

AbGone may promote overall fitness but it is the advanced exercisers who would benefit the most from its use. This is for people who want to achieve the washboard look on the abdominals. However, taking just this one supplement would not be enough to sustain energy levels. This product is recommended for people who have already achieved their weight loss and arer trying to create a more cut look. This product is not recommended for general weight loss purposes.
Over the last two years there has been so much condo activity that many commercial real estate lenders are starting to express concern over the future stability of condo markets. Some lenders have recently found themselves over allocated in condominiums as a result of the recent activity and have therefore become wary of all but the best opportunities.


While the best opportunities (typically in Florida Bob Uecker Jersey , Southern California and select destination markets) are still attractive, developers in smaller markets are finding condos much more difficult to finance in recent months.


The reality is that many of the lenders expressing concern over the current state of affairs in the condo market are the lenders that have been the least active and have less knowledge about the asset class. Lenders familiar with the condo market are not as concerned about the opinions of their peers, but rather with the fundamentals of the projects and sponsors they underwrite.


Projects that demonstrate that they underwrite according to the following guidelines should be able to find financing even with the caution currently being expressed by some in the lending community:


Sponsor Suitability: Sponsors that have a successful trackrecord of developing other condo projects will be looked upon more favorably than those who are building their first project. Having net worth and liquidity in reasonable proportion to the project size always helps as well.


Capital Structure: Projects that have a sufficient sponsor equity contribution will receive more interest than those projects looking to move aggressively up the leverage curve.